Michelle Budzien is an Accredited Financial Counselor with askFinancial Wellness. She also assists with the Foresters Everyday Money financial helpline, providing unbiased financial coaching and education with the goal of improving the financial well-being of Foresters members. Michelle enjoys writing about all aspects of personal finance such as budgeting tips and tools, debt management, understanding credit, analyzing future needs, and industry trends.
You can add plenty of personality without breaking the bank. Consider how your wedding expenses will affect your future after marriage, and remember that your wedding day is just the beginning of a wonderful life together!
Before “the talk,” each partner should prepare for the discussion. To avoid a stressful conversation, follow these nine tips to open up the discussion and start on the path to a positive financial future together.
Every home purchase decision should start with a budget. You need to know how much your bills will be, how much you will spend on your necessary expenses versus your discretionary expenses, and you need to be able to define your future goals.
If you can start making small changes to your daily lifestyle so that you can pay off debt and save up cash, you will be better prepared for homeownership.